Build A New House – even with low deposit!
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Build A New House – even with low deposit!

There are a number of ways to get a home loan and build a new house even when you haven’t saved much in the way of a deposit.

So, if you want to own your own home but are struggling to save your house deposit, we can help you!

The Grady Homes Home Ownership program is an initiative that helps first home buyers get out of the rent cycle and into their very own, brand new home.

Through the program, First Home Buyers are guided through all of the financial jargon, educated about clever ways to save their necessary house deposit, paired with reputable low deposit home loan options, as well as assisted through the development of an ideal house and land package to suit their budget.

WE HELP YOU MAKE RENTING A THING OF THE PAST!

We know many First Home Buyers often find themselves struggling to save the required house deposit when they are still paying rent, so we have designed our Home Ownership program specifically to help overcome this hurdle.

Through our program, many of our clients with low deposit have been quite surprised that they qualify for a home loan with a reputable lender. Could you be the same?

Use the form below to apply and discover for yourself what our team can do for you – even if you have little to low deposit. Before you know it, you just might be living in your very own beautiful brand new Grady home! Imagine that……

Not a first home buyer?
We can recommend a lender or a broker to discuss your finance options and see what is available to you.

 

NEW HOMES WITH LOW DEPOSIT

WE HELP YOU GET STARTED

The Grady Homes exclusive Home Ownership program is an initiative that brings together all of the most important elements required for first home ownership: the lender, the land developer and of course the home builder; and enables qualified home buyers* to start their journey towards owning their own home.

If you would like to build your first home but have little savings or low deposit, we can help you get started. No longer do you have to watch the price of new homes keep rising faster than you can save a deposit.

HOW DOES THIS WORK?

Some lenders have developed home loan products specifically suited to first home buyers with a low deposit.

Some loan products will allow the First Home Owners Grant to be used towards your land purchase. Some will consider qualifying rental payment history towards meeting genuine savings requirements.

Everyone’s needs are different but an experienced broker or lending officer can present you with the best options available

CHOOSE YOUR LENDER WISELY

There are more and more low deposit home loan options being promoted these days. It is extremely important to do thorough research as many of these offers may actually limit your choice of land locations or home designs. There are some products that are offered by “specialist lenders” that have higher interest rates and fees than main bank lenders.

It’s easy to get caught up in the excitement of the possibility of building your first home, but don’t get stuck with a bad home loan thinking you can just refinance it later if you are not completely happy now.

As a first home buyer with a low deposit it will take many years to build up enough equity in your new home for you to be able to refinance your loan to a better product, so it’s essential to get the right advice and make informed choices when choosing your home loan.

 

WHAT’S THE PROCESS?

APPLY
Use the form below to begin the application process. After submission, a Grady New Homes consultant will contact you to discuss your next steps towards home ownership.

FINANCE
You will work closely with your lender or broker to tailor a finance solution best suited to your individual circumstances.

LAND
You will then work with a Grady New Homes Consultant to choose your ideal home site from a great choice of land in some of the nicest housing estates in Townsville.

HOME
Working with your Grady Consultant, you will pair your chosen block with a suited home design and select your inclusions. As a multi award-winning local builder, we guarantee quality, style and service. Just ask our clients!

SEE IF YOU QUALIFY – APPLY NOW!

Do Your Research at Grady Homes

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